ESTIMATED STAMP DUTY
£0.00
Enter a property price to calculate.
This calculator is for residential property in England and Northern Ireland. Scotland and Wales use different property tax systems.
How to calculate Stamp Duty
Stamp Duty Land Tax is calculated in bands. You only pay each rate on the portion of the property price that falls within that band.
Example: moving home — £350,000
0% on the first £125,000 = £0
2% on the next £125,000 = £2,500
5% on the remaining £100,000 = £5,000
Total Stamp Duty = £7,500
First-time buyers
First-time buyers pay 0% on the first £300,000 and 5% on the portion from £300,001 to £500,000. First-time buyer relief does not apply if the property price is above £500,000.
Example: first-time buyer — £350,000
0% on £300,000 = £0
5% on £50,000 = £2,500
Total Stamp Duty = £2,500
Second homes and buy-to-let properties
Higher Stamp Duty rates apply when buying an additional residential property, such as a second home or buy-to-let property.
Example: second home — £350,000
5% on £125,000 = £6,250
7% on £125,000 = £8,750
10% on £100,000 = £10,000
Total Stamp Duty = £25,000
What this calculator is for
This calculator estimates Stamp Duty Land Tax for residential property purchases in England and Northern Ireland. Scotland and Wales use different property tax systems.
Important note
This tool is designed as a simple guide. Stamp Duty rules can vary depending on your circumstances, so always check official guidance or speak to a qualified professional before making a property purchase decision.
Frequently Asked Questions
Do first-time buyers pay Stamp Duty?
First-time buyers may qualify for Stamp Duty relief in England and Northern Ireland. No Stamp Duty is paid on the first £300,000 of a property purchase up to £500,000.
How is Stamp Duty calculated?
Stamp Duty is calculated in tax bands. Each rate only applies to the portion of the property price within that band, not the full purchase price.
Do buy-to-let properties pay higher Stamp Duty?
Yes. Additional residential properties such as buy-to-let homes and second homes usually pay higher Stamp Duty rates.
Does this calculator work for Scotland and Wales?
No. Scotland uses Land and Buildings Transaction Tax (LBTT) and Wales uses Land Transaction Tax (LTT). This calculator is for England and Northern Ireland only.
Can Stamp Duty rules change?
Yes. Stamp Duty thresholds and rates can change over time. Always check the latest government guidance before purchasing a property.