This calculator gives a simple monthly budget estimate only. Actual spending can vary month by month.
How to use the Budget Calculator
Enter your monthly income and the main areas where your money goes. The calculator estimates your total monthly spending, planned savings and how much money may be left over.
What this calculator is for
This budget calculator is designed to help you understand your monthly cash flow. It can be useful for household budgeting, saving goals, debt awareness, cost-of-living planning or simply seeing where your money may be going.
Example monthly budget
If your monthly income is £2,500 and your total spending plus savings comes to £2,100, you may have around £400 left over for the month.
Why budgeting matters
A budget can help show whether your income comfortably covers your essential costs, savings and other spending. It can also make it easier to spot pressure points before they become stressful.
Important note
This calculator is for general informational purposes only. It does not provide financial advice. If you are struggling with debt or essential costs, consider speaking to a qualified debt adviser or support organisation.
Budget Calculator FAQs
What does this budget calculator show?
It estimates your monthly spending, planned savings and remaining money based on the figures you enter.
Should I include savings as spending?
This calculator treats planned savings as part of your monthly budget so you can see how much remains after saving.
Does this calculator include tax?
No. Enter your monthly income after tax if you want to budget using take-home pay.
What if the result is negative?
A negative result means your entered spending and planned savings are higher than your entered income.