Stamp Duty Calculator – England & Northen Ireland

ESTIMATED STAMP DUTY

£0.00

Enter a property price to calculate.

This calculator is for residential property in England and Northern Ireland. Scotland and Wales use different property tax systems.

How to calculate Stamp Duty

Stamp Duty Land Tax is calculated in bands. You only pay each rate on the portion of the property price that falls within that band.

Example: moving home — £350,000

0% on the first £125,000 = £0
2% on the next £125,000 = £2,500
5% on the remaining £100,000 = £5,000

Total Stamp Duty = £7,500

First-time buyers

First-time buyers pay 0% on the first £300,000 and 5% on the portion from £300,001 to £500,000. First-time buyer relief does not apply if the property price is above £500,000.

Example: first-time buyer — £350,000

0% on £300,000 = £0
5% on £50,000 = £2,500

Total Stamp Duty = £2,500

Second homes and buy-to-let properties

Higher Stamp Duty rates apply when buying an additional residential property, such as a second home or buy-to-let property.

Example: second home — £350,000

5% on £125,000 = £6,250
7% on £125,000 = £8,750
10% on £100,000 = £10,000

Total Stamp Duty = £25,000

What this calculator is for

This calculator estimates Stamp Duty Land Tax for residential property purchases in England and Northern Ireland. Scotland and Wales use different property tax systems.

Important note

This tool is designed as a simple guide. Stamp Duty rules can vary depending on your circumstances, so always check official guidance or speak to a qualified professional before making a property purchase decision.

Frequently Asked Questions

Do first-time buyers pay Stamp Duty?

First-time buyers may qualify for Stamp Duty relief in England and Northern Ireland. No Stamp Duty is paid on the first £300,000 of a property purchase up to £500,000.

How is Stamp Duty calculated?

Stamp Duty is calculated in tax bands. Each rate only applies to the portion of the property price within that band, not the full purchase price.

Do buy-to-let properties pay higher Stamp Duty?

Yes. Additional residential properties such as buy-to-let homes and second homes usually pay higher Stamp Duty rates.

Does this calculator work for Scotland and Wales?

No. Scotland uses Land and Buildings Transaction Tax (LBTT) and Wales uses Land Transaction Tax (LTT). This calculator is for England and Northern Ireland only.

Can Stamp Duty rules change?

Yes. Stamp Duty thresholds and rates can change over time. Always check the latest government guidance before purchasing a property.


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